TX, USDA Home Loans offers many flexible options for individuals purchasing a home. USDA loans are mortgage backed loans similar to FHA or VA loans. Unlike FHA or VA loans though, USDA loans (depending on your circumstances) allow you to put little or nothing down. These loans are designed to help low income individuals obtain housing. USDA loans are offered in three different ways, they can be offered as guarantees, direct loans, or home improvement loans. To find out more about USDA loans please call (855) 553-3940.