Lorem Ipsum Dolor

LOW INCOME INDIVIDUALS 

FINANCIAL RESOURCES & MORE

   Low income households have many struggles to overcome each month. Now, covid-19 has made this monthly struggle even harder. It is projected that in 2020 the poverty rate will be 9.2% for the entire population.* Percentages will fluctuate depending on each state though. Resources are vitally important to take at this time. There are helpful programs available during this pandemic. Also, there are other programs available to help you financially and otherwise.


 We will mention some below.


Poverty guides by number in household*

  • One person $12,760* 
  • Two person $17,240* 
  • Three person $21,720* 
  • Four person $26,200* 
  • Five person $30,680* 
  • Six person $35,160,*  etc...

Relief Benefits

Many individuals who struggle financially need more opportunities to improve their situation like transportation, employment, food, housing, etc... Relief Benefits helps provide these opportunities by recommending free or cheap programs that are right for you. All recommended programs require the following:

– Resident in 1 of the 50 states or the District of Columbia
– U.S. Citizen or Non-Citizen legally admitted to the U.S.
– Must be 18 years of age or older


Recommendation areas

topics 

  • Automotive 
  • Debt and Credit Assistance
  • Education Programs
  • Employment Help
  • Food and Shopping Programs

topics 

  • Government Assistance 
  • Health Care 
  • Housing and Utilities 
  • Income Assistance
  • Discounts and Freebies

Low Income Benefits

Once you sign in and qualify, you will have access to all the above topics and more. Access means you will be redirected to the correct benefit website saving you time and effort. The programs are provided to you based on your information. This website is similar to a guide steering you in the right direction. There is so much information out there now a days, it helps to go down the right path without spending days on one thing.

Resources


Currently, many individuals are suffering and do not know where to turn for help. Everyone's situation is different which makes it very difficult to provide helpful information to the masses. However, there is a resource called American Hope Resources (AHR) that helps people meet like minded individuals, share photos, and meet members of the community who are going through hardships too.
Click below to view their website

HOUSING INFORMATION

Government

  • Privately owned Subsidized apartments. Apartment complex agrees to be paid from the Public Housing Authority. You are Not responsible
  • Section 8 - Housing Choice Voucher. You "are" responsible to find housing with your voucher
  • Public Housing Apartments
  • Public Housing Authorities: PHA

Affordable Housing

Finding cheap affordable housing usually comes at a cost. Location, crime, maintenance, etc... will probably be problematic. The solutions to these problems is costly too. We suggest weighing these problems and pay accordingly. For instance you might pay more to live in a more secure area. However for some people living in a secure area is not a priority. So their living conditions and payments will be different. Hopefully you can use the resources on this page or find other resources that save you time an money.

Healthcare

Medical insurance is expensive and is another big expense for seniors. Medicare can be great when doctors take medicare(HMO, PPO). However even if a Doctor takes medicare, your prescription drugs probably are not covered unless you have medicare part D, which is another expense. We suggest the following: Programs of All-Inclusive Care for the Elderly (PACE) is a program offered through medicare that might help you financially.What is PACE? It  is a Medicare and Medicaid program that helps people meet their health care needs in the community instead of going to a nursing home or other care facility. So how can this program help me save money? By meeting your health care needs in the community. No nursing home or care facility. Please click the PACE link below to learn more.

MEDICAL INSURANCE

AFFORDABLE HEALTH INSURANCE

Healthcare is another big expense. Knowing yourself and what you need matters a lot. Even knowing yourself and what you need may not be enough though. Making the most with what you have is sometimes the best you can do. If healthcare was your only concern you probably could get one of the best plans out there. Unfortunately it is not. There are multiple factors that go into the decisions we make not just one. Thus, we have put together some resources on this page in hope that they might be helpful to you.

Moving 

Salvation Army - 211 - MODEST NEEDS     

                                 

MORE Resources


The salvation army is a long-standing charitable organization. They have over 3 million volunteers nationwide and offer multiple programs to help those in need. There are a couple of moving related programs too. However, these programs are extremely limited and vary depending on location.

The Best way to apply because Each local Salvation Army location has separate programs that they administer, is to:

Three Helpful Moving Resources

The salvation army


This charitable organization is long-standing. They have over 3 million volunteers nationwide and offer multiple programs to help those in need. There are a couple of moving related programs too. However, these programs are extremely limited and vary depending on location.

The Best way to apply because Each local Salvation Army location has separate programs that they administer, is to complete the following steps:

1

Step 1) Find local salvation army Here.

Step 2) Call your local Salvation Army charity to see what assistance can be provided for moving related expenses.

Here is the “general” office number if needed: 1-800-SAL-ARMY

211

 

211.org is a hotline phone number that connects you directly to the helpful resources that you qualify for.

2

For best results call 211. The operator will transfer you to your local agencies or provide you links to applications for resources, including those who help with grants and moving related expenses.

 Modest Needs


Modest Needs focuses on making small, one-time grants of around $1,000. These grants should help you if you are living at or near the poverty line and need to get through a temporary crisis, which includes moving related assistance. Terms and conditions apply to how the money is given or raised. Please visit their website to learn more.

3

Find out how to create an account and apply Here.

Resources

We have briefly mentioned a few moving related assistance programs. There are others. Hopefully the information above is useful to you in some way to lesson the burden of moving. The transition to a new environment can be difficult for some. We understand. If the resources above do not work for you please contact us via email and we will try to help in some way if possible.

Related Posts 

Dana G. PA: Register for Free & Application

Charles A M. : SC. Register for Free & Application

Holly H. FL: Register for Free, Points, & Application

*Social Security Administration. 2019. Social Security Basic Facts. Retrieved January 1, 2020, from https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf.

*Social Security Administration. 2019. Supplemental Security Income Eligibility Requirements. Retrieved January 1, 2020, from https://www.ssa.gov/ssi/text-eligibility-ussi.htm

*Social Security Administration. 2019. What's new in 2020?. Retrieved January 1, 2020, from https://www.ssa.gov/redbook/newfor2020.htm

*Seniorliving.org. 2020. Resources for seniors surviving on social security. Retrieved January 1, 2020, from https://www.seniorliving.org/finance/social-security/

*Social Security Administration. 2019. Best benefit eligibility screening tool. Retrieved January 1, 2020, from https://ssabest.benefits.gov/

Copyright Elderly or Disabled Living.

>