West Virginia Housing Development Fund (WVHDF)

The WVHDF offers two programs. One program is called Homeownership and the
other program is called Moving Up. It is a 15 year loan and is currently at 2%. These programs reduce the money an individual needs to purchase a home up front. The homeownership program offers $7,500 for loans with a loan-to-value ratio greater than 90%. The MovinUp program offers up to $5,000 for loans with a loan-to-value ratio greater than 90%. Other options are available. To find out more please call (304) 391-8600.