The New Jersey Department of Community Affairs offers the Universal Service Fund (USF). This fund was specifically created to help low income individuals pay their utility bill. Help is given by offering financial credits that can be applied towards your bill. This program is income based. Other restrictions may apply. Applications are being accepted so apply today. Also if you need more financial support apply for the Low Income Home Energy AssistanceProgram (LIHEAP). If you have more questions or need more information please call 800-510-3102.