*We are a private 501(c)(3) charity and not a government agency. You cannot apply for any government programs through this website. THIS ARTICLE IS PROVIDED FOR EDUCATIONAL PURPOSES ONLY. IT IS NOT OUR POST. NO COPYRIGHT INFRINGEMENT IS INTENDED. Our goal is to educate and help.*
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This program offers help with the down payments or up front closing costs. It is 
designed to assists lower to moderate income individuals. How can this program help me? It helps by offering a 10 year 0% interest loan to pay for large up front expenses. Also these funds must be used for these housing expenses only. If you want more information about this program please call 573.874.7244. There are many ways to become a home owner. See what options are available to you.
*OpenAI. (2023). ChatGPT (Mar 14 version) [Large language model]. https://chat.openai.com/chat
*Perplexity AI. (2025, November 9). [Large Language Model]. Perplexity. https://www.perplexity.ai/
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