Here are some ways that might help you reduce your medical bill amount. Your health care provider will probably be influenced by your yearly family income. For instance, treating someone who makes $50,000 a year and has four kids different from someone who makes $200,000 a year with no kids. Family income is hard to discuss for some individuals but it might help your case when dealing with your health care provider. Also use medicare rates to your advantage. Try to find out through research how much medicare pays its doctors and hospitals to perform certain procedures. You will be able to save money by negotiation if you do.