Golden State Finance Authority (GSFA)
The GSFA program offers a non repayable grant to low income individuals for the purchase of a home. The grant can be up to 5% of the total loan amount and is not a second mortgage loan either. In addition to these helpful down payment assistance options, the GSFA does not require you to be a first time homebuyer. However there is a FICO credit score limit of at least 640. Other conditions and requirements may apply. If you are interested in this program please call (855) 740-8422.