how Struggling low income individuals can formally apply this month for financial help!

 Living on a fixed income? If chosen, we provide financial help for the month.

Formal Applications are considered for 12 months Plus your very own personal page and account! 

Here at EDL, we believe that no one should be worried about being able to pay bills or rent when they are too disabled to work, especially those with limited incomes.

Are you struggling to pay bills or are you living on a fixed income? Every month there is never enough money to pay everything. Instead its a battle to pick and choose which bills to pay. You might ask yourself "What bills do I pay this month water, electric, medical, rent, cable, food, car, insurance, etc..."(just to name a few)?

The struggle never ends on a fixed income. There is always something unexpected that happens which prevents you from getting ahead. It is so frustrating to almost get there. Almost get ahead. All the bills got paid for the month. YAY! But Wait! Your tire just blew out or the housing complex you are living in just got sold this month. Now on top of everything else, you have to find another place to live.

Living on a fixed income creates stress financially and mentally. Social Security barely provides enough income to live on and in some cases isn't enough at all. So individuals are left to financially struggle which takes a toll on you mentally and physically. Eventually your health takes a hit from being constantly stressed about finances. Now, more doctor bills can be added to all your other bills. An already stretch to the limit budget. How can these additional doctor bills be paid if there not enough money to pay for the other bills in the first place.   

You might tell yourself "if I could just start over and get ahead for the month things would be ok." "I just need a little breathing room."

That's where we come in and provide financial help for the month if chosen. Moreover, EDL has provided financial help to at least one individual for the past seven years. Clients have use the money to pay medical bills, dental bills, utility bills, rent, etc... Clients have also used the money to help purchase hearing aids, buy groceries, or buy school supplies for their children or grandchildren. These are just some examples, please view the testimonial section of our website to learn more

Elderly or Disabled Living might be able to help you next. There are multiple considerations in deciding who receives financial help and who doesn't. Please stay engaged with us and tell us your situation to the best of your ability. It does NOT have to be perfect. Purchasing a formal application enables you to keep in direct contact with us for 12 months. You will receive your own client page too. Click Here.  Any adjustments or changes in your situation can be added or deleted during this time period.

*Unfortunately we cannot financially help everyone.*


Below are some resources that may help you gain more income or save money. 

Supplemental Income was designed to help aged, blind, and disabled people, who have little or no income. If you qualify, we have listed some application methods below. This extra income will help you live a better life and the extra income will come each month with supplemental income from social security (SSI). However this program is hard to qualify for and takes a long time to receive. With our program, you will receive financial help that month, "if chosen." Apply to as many financial programs as you can. Not just one. Not everyone will be able to financially help.

how to apply for supplemental income

  • Apply Online through a Social Security Form. Click Here 
  • Apply by phone: Call 1-800-772-1213 (TTY 1-800-325-0778) from 7 a.m. to 7 p.m. 
  • Apply In person: Here is a link to apply near you. Click Here

*The stats presented in the above graph are estimations only. Your case may vary. The overall point that we want to make is that most people on a fixed income do not have much money, if any, left over after expenses are paid. Its a struggle.

*EDL is not affiliated with the SSI program. We only list the above information to help.

Here’s What You’ll Get When You Apply!


Find out more below!

Formal Consideration for 12 months

We will formally consider your situation for 12 months and you may contact us during this time to add to your situation or check the status of your application.

Receive multiple resources

Multiple resources. Multiple webpages and links. In addition, you will receive a PDF with resources AND you will receive our latest resources when we update them too.

Access to our health website

Our health website offers multiple easy recipes and multiple tips. With this information staying healthy is within reach.

Access to our mental wellness page

Multiple resources for many mental illnesses. If you would like more information on a specific mental illness please email us. We will try to help you. 

Steps to Formally Apply! 

Formal Application

Double Click images to enlarge

Your Situation will be considered for 12 months

Plus your own Personal Page and eDL account!


Step 1: Make Purchase

Navigate to any "buy now" button on this page and fill out the form on the next page


Step 2: Complete Order Form and Download

Next complete the order form and click get your instant access. You will be directed to the next page where you can "download" and enter your "password." All of our applications are protected containing a unique password. Yes, a little inconvenient but safer.


Step 3: Fill out application and Submit

After you download and enter in the password, you will be able to fill out your formal application and submit it. We have added a personal survey at the bottom. Please fill it out if interested.

When you are ready to apply 

Formal Application Program

If you purchase a formal application, your situation will be considered by EDL staff for 12 months. In addition you will receive you own personal page and personal EDL account as a bonus (more on this below)! This means you can adjust your application during the 12 month period and you may contact EDL staff members too. A formal application purchase provides you the opportunity to actively receive financial help. Engagement is one of the major factors in deciding who gets financial help for the month. Engagement is directly in your hands with a formal application purchase!  


Get your own personal page, your own edl account, and Communicate with edl staff!


As mentioned before you will get your own personal page and your own EDL account. You can use this account to earn points in multiple ways. However staying actively engaged with us is a major consideration in determining who receives financial help for the month.

New Client Website 

with your own personal page and account!

After we create your personal page, you will have you own unique ID and user password. You will be able to earn account points and we will work with you to get resources that are right for you.

Having you own personal page will help you be actively engaged with us in multiple ways. Furthermore, we will be able to help you more effectively with the 1-on-1 communication that comes with your formal application purchase. In addition to these great benefits you may check your application status at anytime during the applicable period.

*All communications will be via internet*

Here’s what current clients are saying about this program!

Karin N.


July 2021 Financial Recipient

I am so grateful and appreciate the gift you sent to help me . I will most likely use the funds to repair my hearing aid since it’s a definite necessity for me.
Possibly if not enough to repair hearing aid then a medical bill. Which I have a lot of.

Gwendolyn M.


JUNE 2021 Financial Recipient 

God bless you EDL for your generous giveaway. Words are inadequate to express how you’ve warmed my heart. EDL made it possible for me to pay a few bills I and buy nutritional food. I am 64 years old living on a fixed income and living with multiple illnesses.

Tara N.


MAY 2021 Financial Recipient

Thank you EDL for being the ONLY organization that was able to assist my Elderly & Disabled Mother, Susan, with a very expensive move. Your help is a huge blessing and a God-send!

About The Creator, James Pino

The founder of EDL personally knows how far help can go. In the middle of law school, 2010, he suffered a Traumatic Brain Injury. He had to relearn how to do the most basic activities like walking and talking.

With self determination and help from therapy and the department of assistive and rehabilitative services (DARS), he graduated law school and created this nonprofit. Without help, he firmly believes things would have turned out much different. 

That is why he created and setup EDL in a way to be helpful to individuals. He knows just how much caring for someone in a time of need goes. Join our community and see what we can do for you.

Formal application!

12 Month Consideration Plus your own Personal Page and Personal EDL account!



  • Lifetime Access
  • Immediate Start
  • Access to All Modules
regular course

One sentence summary of what they get




  • Lifetime Access
  • Immediate Start
  • Access to All Modules
Advanced course

One sentence summary of what they get




  • Lifetime Access
  • Immediate Start
  • Access to All Modules
  • X number of bonuses
  • Access to Private Facebook Group
  • 30 minute private coaching call

100% Satisfaction Guarantee for 30-Days

If, for any reason, you don't like this program, you can get a refund anytime within 30 days after your purchase. If you have any issues, just get in touch with our friendly support team and they'll either help you out until you get the results you need or give you a swift refund.

Don’t wait! This program really does help! Here is what  past applicants have to say about this program

Helping people for over seven years!

Shannon C.



It has really been difficult for me the past few months, while adjusting to living life with a spinal cord injury and with limited resources for help during this time. I am in disbelief- that Elderly and Disabled Living would step up for me in my time of need...

Lorene P



I appreciate the help and want to express my gratitude to Elderly or Disabled Living. The EDL organization has been a blessing to me by giving me the help I needed.  I am 83 years old and my source of income is limited. 

Krista B.


FEBRUARY 2021 Financial Recipient

I am so grateful and blessed as EDL organization and group and such has helped me and family this month and we can now afford the bills a little easier this month when they are due...

Frequently Asked Questions

What is the process to apply?

Once the order form is complete, you will be sent to a download page with a password. Please click the download link and enter in the password. You will be taken to your formal application. Fill out application and submit. That is it!

After you submit your formal application, you will begin to receive information containing resources and access codes via email.

*Be sure to check your inbox or chunk mail for communications*

Do I need to reapply each month?

No, you do not need to reapply each month. Instead you should communicate with the via your personal page or email.

How do I earn account points?

Points are listed in various place on EDL, but the most points can be earned on your personal page.

How will EDL contact me?

All communications will be via internet. You will receive all the information you need through email. The best way to communicate with us is via your personal page.

If you did not receive any information please contact us either through email or through your personal page.

Can I check the status of my application? 

Yes, you may. Your status will be on your personal page. If for some reason you do not see it or have a question about it please contact us immediately. We will work hard to find a solution.

What are account points? 

Account points are one factor that helps us determine you engagement with us. In addition account points help us gauge who should receive financial help that month.

A personal note from the founder

Our mission at Elderly or Disabled Living is to provide help to the ones who need it. EDL’s way of helping others is to assist financially or by providing  resources. As stated previously, EDL was created with helping others in mind. Caring for others maybe a little harder to find nowadays, but it is still here and alive. It's just harder to find. We are here for you.6

James Pino

come join us When you are ready!

Elderly or Disabled Living

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